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Mosaic

We empower homeowners to unlock greater savings, resilience and value in their homes by making solar energy financing accessible and affordable for homeowners.
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2.5
Avg rating

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Mosaic is an industry-leading fintech platform for sustainable home improvements. Founded in 2010, Mosaic was a pioneer in clean energy lending and continues to provide innovative solutions for financing solar, battery storage, heat pumps and more. We have funded over $13 billion in loans to help more than 360,000 households make their homes more sustainable and save money on their utility bills. Our financing options unlock billions of dollars of capital annually into high-quality ESG assets. Join us in our vision of 100% clean energy for all at joinmosaic.com
Year Established
2011
Phone Number
855-746-5551

Services Offered

  • Financing

Industry Certifications

What Customers Are Saying

2.5
260 reviews
2.5
Average Rating 260 review(s)
Response
2.5
Quality
2.5
Value
2.5
Service
2.5
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Deceptive, don't do it

The one in the contract is that they only have interest in the solar panels, not the house. The fine print is that if the solar panels are attached to your home, the UCC-1 filing is essentially a lien according to many financial institutions. They say they'll temporarily remove the not a lien 'at their discretion', but that means 'they won't'. I've been trying to get an answer for two weeks - we are trying to pay for IVF treatments and radio silence. The support staff is wonderful. They are kind, polite, empathetic. But they are utterly powerless. I've been told "you'll receive a response in 24-48 hours 4 times in the last two weeks. So. Only finance through mosaic if you're certain you won't need to sell or use any of your home equity.

Posted by sawser on Jun 19, 2024
Run Away

Terrible internal processes. Work with solar installers that go out of business. Lien on home and then dragging out payoff as long as possible delaying the removal of lien.

Posted by erichjtanner on Jun 13, 2024
MOSAIC INC. NEEDS TO BE INVESTIGATED-SCAM

Mosaic is demanding payment for what? They came for a presentation to upgrade by existing solar system. After that no follow ups, nothing happened. After that we received a statement now in collection. SCAMMING SENIORS, but have ruined my credit anyway. Looking for legal counsel but class action anyone?

Posted by fpedro.tkp on Jun 11, 2024
Mosaic Needs to be Investigated

SCAM. Mosaic is demanding payment on solar after install company went on without delivering. Refused deferment or contract negotiation. Refused to send contract paperwork, finance rate or statements, but have ruined my credit anyway. Have legal counsel but class action anyone?

Posted by eenglandfc on Jun 01, 2024
Mosaic is holding my house HOSTAGE!!!

I cant even rate them. I will try to be short.. alot of the reviews are very accurate.. poor customer service.. I had 2 people hang up on me and claim internet connection.. One lady told me that she was in the carribean. So the customer service is outsourced to island folks and they set them up to talk to us because they KNOW they stealing from people. I have an approved loan for refinance. The bank has even said Mosaic won't answer them. They have put a lien on my house for the panels. I AM NOT DELINQUENT... AND I AM NOT SELLING MY HOUSE... Mosaic won't do a lien release unless I pay the panels off completely.. so basically I can do anything to MY house unless I give them $64K.. The basically holding a gun to my head saying YOU GONNA GIVE US THE MONEY!! #1 I didn't know it was lien on my house until now.. so I was told it was in my contract but my contract was through Freedom Forever. Then I was told that the temporary lien release policy was changed in fall of 2023.. Well, I didn't sign that contract or get that policy update and for the record my panels are almost 3 years old.. So, IF it was in my original contract that contract had lien release clause...I had my panels before the policy change that I didn't sign nor did they send me any policy change info. Also, why is their a lien release prompt on the automated system if they won't release anyone's property... I need legal help... if anyone has gotten help or filed a suit please let me know because this is ridiculous..

Posted by jamal.montague on May 22, 2024
Don't Do it!

This company is a joke and is out to scam you. They have terrible customer service and never have answers or solutions. They are working with shady solar companies to scam you so be warned do not sign with this company. This was the worst financial decision we have made. If I could give them zero stars I would!

Posted by fernando.pelaez13 on May 21, 2024
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